The Mariner's Program

The sensible alternative to adding your small boat and motor to a home insurance policy.

This program provides boaters with the protection they expect

Deductible $250 on hull and $500 on underwater machinery.

 Small Boats - Multi-Standard

Vessels 5 years and under are insured on an Agreed Value Basis.**

Personal effects $500

Underinsured boater $25,000

Accidental Death Benefits up to $10,000.

Loss of Use $500.
Protection & Indemnity $1,000,000
Deductibles
$250 on Hull and $500 on Underwater Machinery
$250 on Electronic Equipment, Pesonal Effects, Trailer, Dinghy, Auxiliary Motor.

SAMPLE RATES:
Boat, Motor Value:	Rate:
$20,000	$364
$30,000	$451

 

Power Cruisers

Coverages:
All Risk
Theft cover limited - see form
Actual cash value
Marine Liability (P&I) $250,000
Waterski Liability - $100,000 incl.
Medical payments - $2,500
Accidental Death Benefit - $10,000
Uninsured Boater - $25,000
Deductible - $200
NOTE: Minimum Premium - $375

 The Power Cruiser Package

All Risks Coverage.

Protection & Indemnity $1,000,000
Uninsured boater $25,000
Accidental Death $10,000
Loss of use $1,500
Personal effects 5% up to $5,000
Deductibles
1% on Hull and Underwater Machinery.
$250 on Electronic Equipment, Personal Effects, Trailer, Dinghy, Auxiliary Motor

SAMPLE RATES:
Vessel Value:	Rate:
$50,000	$557
$90,000	$787

 

 Sailboats - Mariner's Choice

For all sailboats over 20 ft. in length, with a head, depth finder and s/s radio.

Vessels 15 years and under are insured on an Agreed Value Basis.**

Personal effects up to 5% of vessel value (max. $5,000).

Accidental Death Benefits up to $10,000.

Uninsured boater $25,000

Loss of Use $1,500.

Deductibles

1% on Hull and Underwater Machinery.

$250 on Electronic Equipment, Personal Effects, Trailer, Dinghy, Auxiliary Motor.

SAMPLE RATES:
Sailboat Value:	Rate:
$50,000	$401
$70,000	$513